It’s wedding season, and boy, bells are in the air! Are you getting ready for one of the most important days in your life? As you’re preparing for your special day, just think – is there anything you own, valued over $28,000 that you wouldn’t insure? Given that the average wedding now cost over $28,000, and though you may not want to think about it, a lot can go wrong. What if your reception venue goes out of business a month before the wedding, and you lose your deposit and have to find another location? Or a hurricane causes your wedding to be postponed? What if your bridal shop closes, leaving you without a gown? Here at the Webster Insurance Agency, we can help!

For as little as $160, your wedding insurance policy can cover a variety of situations, such as:

• No Dress. You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged.
• Lost Deposits. We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.
• Lost Rings. You can receive repair or replacement cost if the bride or groom’s wedding bands are lost or damaged.
• Severe Weather. If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.
• Transportation Shutdown. If you have to postpone the wedding because a commercial transportation shutdown prevents the bride, groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses.
• Ruined Photos. If your photographer’s film is defective, or negatives are lost or damaged, we can help cover the cost to re-take new photos.
• Call to Duty. If the bride or groom is unexpectedly called up to active duty, or has her or his military service leave revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.
• Damaged Gifts. You can get repair or replacement cost if your wedding gifts are damaged.
• Sudden Illness. If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses.
• Venue Requires Insurance. As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.
• Additional Expense. If a vendor suddenly becomes unavailable for your event but you can find a last-minute replacement, we can reimburse you for the difference in cost.

How it works:

• Policy issued in policyholders resident state
• Must be purchased at least 14 days prior to event
• May be purchased up to two (2) years prior to event
• Cancellation Coverage expires at 11:59 pm on the wedding date
• Liability Coverage Expires at 2 AM the following morning
• No DEDUCTIBLE

Good luck with your planning, and just remember, getting your wedding insured may be one of the best decisions you make, other than marrying your other half.