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Archive for September, 2011

Cookie Wednesday!! Week 3

Fresh Baked cookies every Wednesday!  Stop in for a Peanut Butter Cookie (one of my favorites!!) tomorrow.

                   

YUM, don’t they look good?!  Sue will be baking these delicious cookies, with the help of Eileen, our Commercial Lines Manager

Here is her recipe if you want to try to make them too.

 We would love to have you for a cookie and a cup of coffee- try our Pumpkin Spice coffee! While you are here, we would love to review your insurance.

Need Directions?  Check our website at www.websterins.com.  Or visit our Facebook page.

 

                
 
 
It’s important to know that the premium you are charged for your Pennsylvania auto insurance  policy is partially based on garaging, that means where the vehicle “sleeps at night”.You can understand. If you live in a small country town and the crime level is low then the cost for insurance is less than if you live in the city where crime is more prevalent.
 
If you have a student lives at school and they take a car with them, we do not change the garaging address. It reamins your primary address. 
 
Something else we see regularly, lack of renters insurance. If your child lives in the dorm then your contents (your stuff) is covered by the parents home owner insurance policy. (Upto 10% of your personal property limits)  Watch out for items like computers, golf equipment, cameras, bicycles. These things can have a high value. Many insurance companies will have a maximum limit on how much they will pay for such items. Get the values, notify your insurer. Then there is no question about what’s covered and for how much.
 
We recommend Renters Insurance for those students that live off campus in an apartment.  Renters insurance covers the items you bring into that dwelling. Your clothing, furniture, dishes, drapes…This insurance policy also includes liability protection. If someone gets hurt in the apartment and says you were negligent, the insurance company will help defend the claim. Be aware that some policies exclude things like dogs or animals completely. Other plans don’t cover you for host liquor.

Let’s say your college student has a party at their off campus house. Someone has too much to drink and hurts another person later that night in an automobile accident. The injured person could bring litigation against the people who supplied the booze. No Host Liquor
means NO defense in that situation.

We handle Pennsylv Auto Insurance Renters Insurance and everything in between. Our staff is waiting for your call regarding student away at school. We invite you to call or click today.   

 
We at Webster Insurance Agency have been serving the PA insurance needs of Bucks County and the surrounding area for over 35 years. 
 
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  • Filed under: Auto, home, Insurance
  • Cookie Wednesday! week 2

    Good Morning friends!  We are kicking off week 2 of our Cookie Wednesday event.  Feel free to stop by tomorrow for some fresh baked Oatmeal Raisin cookies made by Sue and Eileen!  While you are here we would love to review your PA insurance policy. 

                                 

    Want the recipie they used?  Click here.   Hope yours turn out just as tasty. 

    Can’t stop by?  Get in touch with us online!  Click for our webstite or Facebook page. Weather it be a a quote on home or auto, or any of your other insurance needs!

    Nearly everyone knows someone or has experienced personally the pain of water that gets into our homes because of a Sewer backup or because of the overflow basement Sump Pumps as a result of a power interruption during a storm. We have all seen the devastation from the recent Hurricane Irene. In addition, to the disruption and inconvenience in our lives and a sewer back up can lead to disease, damage to your home, destruction to your personal property and serious electrical malfunction including of fire.

     

    Here are a few tips to prevent Water and Sewer Backup

    • Dispose of grease properly according to local rules. Washing grease down the drain ultimately will cause a blockage that leads to water overflow and damage to your home.
    • Dispose of paper products appropriately.
    • Replace your sewer lateral when the time comes with PVC piping as it will help prevent tree roots from entering.
    • Properly install a Valve that allows sewage to flow out of the home and prevents flows back into the home. The cost to maintain this valve is generally lower and the responsibility of the homeowner.
    • Install a sump pump with a large deep bucket that can hold more water and allows the deeply placed pump to remove water without any intrusion into the home.
    • Install a generator in a safe well ventilated area and have a qualified electrician attach to the electrical system of your home to supply electricity in the event of a power outage. Consult with the electrician the correct amount of power required to minimally power your home or business during the outage. 

     

    Remember that Flood insurance is not covered by your Pa Insurance policies and must be purchased at least thirty (30) days prior to the desired effective date. Click here to learn about Flood Insurance.   

     

    Call Webster Insurance Agency with any questions ar 215-757-0816 or visit us on Facebook.

     

    Webster Insurance Agency, beginning this week, and continuing until further notice will have a Cookie Wednesday event for our clients and fans. Everyone is welcome to stop by for some famous Chocolate Chip cookies made by Sue, our owner’s wife, and Eileen our Small Business Insurance customer service agent. We are adding cookie selections everyday so if you want a special cookie,  let us know. Want a copy of Sue’s recipe then click here.

    While you are here sharing our cookies, why not review your Pennsylvania Auto Insurance to see if we can save you more money.  Are you happy with your current agent? Then why not see if we can assist you with your pa insurance.

    Visit us on the web at www.websterins.com.  Or call us for a second opinion on your insurance at 215-757-0816.