In addition to our Pumpkin Carving Contest, to encourage more LIKES on our facebook page, we are running 2 facebook contests at the same time!  For new fans gained between October 20 thru November 20, we will enter all new fans in a random drawing contest for a FREE TURKEY!!  This is our way of thanking YOU for liking US!

take a guess how many Candy Corn are in the jar!   Post your response on our facebook page- or email me at cdevlin@websterins.com.

The winner gets the jar of candy corn!

We are having a Pumpkin Carving Contest on our Facebook page.

On November 1st, we will publish a facebook album of all the entries and the contest will officially begin! This contest is open to our fans only. 

This is  a facebook contest based on votes.  There are no rules and you can vote for as many photos as you like. 

To vote you must first “LIKE” Webster Insurance Agency.

Visit the Webster Insurance Agency photo album called “Pumpkin Carving Contest 2011″ and like your favorite photo.  “LIKE” the photo to cast a vote. Comments are fantastic but will not count as votes.  Posting to the Webster Insurance Agency wall will also not count as a vote. Only “LIKES” registered on the photo in the contest album count as a vote.

There are no rules-do what you need to get votes.  Tag the photo-solicit votes from friends, post on your own walls.  Whatever it takes!
 
The contest will run from 11/1-11/16.  Whichever photo has the most likes wins.  The winner will be announced via our facebook page on 11/7.

Make sure YOU have liked us on Facebook.  www.facebook.com/websterinsuranceagency

Do you have a website for your business?  Do you collect customer information as simple as name address, telephone number or a personal as drivers license number, social security, federal ID information, email addresses? If you answered yes then you need a Cyber Liability insurance contract to protect yourself from the cost of complying with the new and evolving legislation being written everyday in all the states and the Federal government. 

What’s at risk you ask? The following are some but I am sure not all of the risks you take when you or your company embraces E-commerce;

• Information Privacy
• Multimedia Protection
• Hacker Damage
• Cyber Business Interruption
• Cyber Extortion
• Information Breach Costs

Information Privacy is your actual or alleged breach, violation or infringement of any right to privacy, consumer data protection law, or other legal protection for personally identifiable information in any form.  It includes your actual or alleged breach of duty to maintain the security or confidentiality of personally identifiable information in any form under any federal, state or local statute, rule or regulation, including but not limited to your failure to comply with your public-facing privacy statement or public-facing privacy policy consistent with any such statute, rule or regulation.

Multimedia Protection is protection against copyright infringement, trademark infringement, trademark dilution, trade dress infringement, publicity rights violations, cyber squatting violations, moral rights violations, any act of passing-off, or any misappropriation of content, formats, characters, trade names, character names, titles, plots, musical compositions, voices, slogans, graphic material or artwork.

Hacker Damage   is damaging, destroying, altering, corrupting, or misusing your website, intranet, network, computer system, programs, or data you hold electronically; copying or stealing any program or data you hold electronically.

Cyber Business Interruption  is caused by the actions of a third party who specifically targets you by maliciously blocking electronically the access to your website, intranet, network, computer system, programs, or data you hold electronically sometimes referred as Denial of Service.

Cyber Extortion is as it implies that you receive, directly or indirectly, an illegal threat during the a third party to damage, destroy or corrupt your website, intranet, network, computer system, any programs you use or data you hold electronically, including by specifically introducing a computer virus, worm, logic bomb or Trojan horse; disseminate, divulge or use any commercial information for which you are responsible which is not in the public domain and will cause commercial harm if made public which you hold in electronic form following any unauthorized external electronic access by that third party; who then demands a ransom for their own benefit as a condition of not carrying out this threat. A ransom means any money, cash, products, goods or services demanded from you.

Information Breach Costs   A breach of personally identifiable information held or transmitted in any form or medium by you, or by anyone on your behalf, including but not limited to that resulting from the loss or theft of any device containing such information.

The costs associated with complying to the State and federal Breach  “Notification Requirements” are enormous and can represent a life ending blow to small and medium sized businesses.

Cyber Liability policies will also address the need to repair the reputation of an individual or organization when a Breach has occurred.

Do you think you are immune from this kind of terror, well the preponderance of claims coming in are from Rouge Employees stealing personal information for illicit purposes.

These contracts are very complex and should be entered into with the counsel of a seasoned insurance professional, IT consultant and knowledgable attorney who has training in or experience in the contents and  knowledge of your particular Cyber situation.

Our agency has such experience and training so if you would want to consult or look at the possibility of securing a Cyber Liability contract for your organization, please call the Webster Insurance Agency, Inc.

We are looking for some businesses interested in being featured in our blog.  With your help, we would like to start featuring a new business every Friday.  The short blog would contain a local business and their answers to some or all of the following questions:

Name of Company:  

 Contact Information/Facebook page/Website/etc.:  

 Services Offered:  

 Location that you cover:  

 When was your business established?:  

 How did you get involved in your business:

 What is the price range for your services?:

 Do you run any specials?:

 Anything else you’d like to share?:

For those interested in participating, please email your responses to the above questions to me, cdevlin@websterins.com.  If you want, (but not required)  attach a photo of your business so I can add it to your post. 

There is no cost involved, just looking to give our policyholders some free advertising!  If you are not a policyholder, you can still participate.  Perhaps just keep us in mind when your business insurance comes up for expiration, and allow us the opportunity to quote you!

Look for our first post this Friday.